Home Insurance
Not all home insurance policies are created equal, nor are they priced the same. At MHC we take the time to understand your needs then tailor a complete insurance solution.
We offer a broad range of homeowner insurance products you can rely on. Whether you purchase one of our pre-packaged plans or our exclusively designed Signature insurance program, rest assured you'll be properly protected.
Some of the standard coverages in a homeowners policy include:
- Building coverage insures your primary residence and is usually set at 100% of the Replacement Cost amount. We recommend all risk coverage with guaranteed replacement cost. If you've recently made renovations to your home or it has been 3 years since a detailed replacement cost calculation was done on your home contact us today.
- Contents coverage is usually set at an amount around 70% of the building coverage. This coverage protects your personal belongings including furniture, appliances, clothing and electronic equipment. If you need it, a higher limit can be purchased. We recommend all risk coverage with replacement cost.
- Legal Liability coverage we recommend $2,000,000 however higher limits are available.
For more information about these coverages or to get a free, no obligation insurance review and quote simply complete our Quick-Quote form or call our office at 905-521-3000 or toll-free at 1-800-263-5173.